Privacy Policy

Publication date: July 4, 2026

This Privacy Policy describes how personal data of users of the SkillsExpert website (the “Site”) is processed and protected. The operator is Будкина Анна Андреевна, self-employed, TIN 332891657496 (the “Operator”).

1. General provisions

By using the Site, registering, or paying for a subscription, you agree to this Policy. If you do not agree, stop using the Site.

The Operator processes personal data in accordance with applicable law, including the Russian Federal Law No. 152-FZ “On Personal Data” where it applies.

2. Data we collect

• name and email address upon registration;
• session data and technical identifiers (cookies, localStorage);
• learning progress, quiz results, and leaderboard data;
• payment details (payment ID, amount, status) — we do not store bank card data;
• technical information: IP address, browser type, and device data.

3. Purposes of processing

• user registration and authentication;
• providing access to learning and saving progress;
• processing payments via YooKassa;
• customer support and responding to inquiries;
• improving Site performance and security.

4. Legal bases

Processing is based on user consent, performance of a contract (the Terms of Service), and legal requirements.

5. Sharing with third parties

Data may be shared with:

• the YooKassa payment service — to process payments;
• AI API providers — to generate learning content (without sharing passwords or payment card data);
• the hosting provider — to host the Site.

The Operator does not sell personal data to third parties.

6. Retention period

Data is stored until the user deletes the account or withdraws consent, unless a longer period is required by law (for example, payment records for tax accounting).

7. Your rights

You may request access to your data, correction, restriction, or deletion, and you may withdraw consent by writing to vseprost23@yandex.com.

8. Data protection

The Operator applies organizational and technical measures to protect data against unauthorized access, alteration, or destruction.

9. Cookies

Details about cookies are in the Cookie Policy.

10. Changes

The Operator may update this Policy. The current version is always available on this page.